Securing Your Home With 21st Century Home Insurance


21st Century Home Insurance Provides Peace Of Mind

Though still a relatively new provider, 21st Century home insurance has asserted itself as one of the top insurance providers in the nation. As a member of the Farmers Insurance Group, 21st is built on a stable foundation and a reliable background. Their coverage includes all 50 states, with 50,000 exclusive and independent agents and 24,000 employees to service any of your needs as a homeowner.


21st Century home insurance benefits range, depending on the coverage plan and state you are in. Generally, 21st Century homeowners can expect these benefits:
  • A 10% discount on homeowner’s insurance for members of 21st with auto insurance
  • A full replacement and cost coverage for your home
  • 24/7 customer service to file claims and talk with a representative
  • A variety of payment plans to fit your needs
SEE ALSO: 21st Century Auto Insurance

Service Plans

On top of the general homeowner’s insurance plan, 21st Century also offers different plans for the varying needs of their customers. These plans include:
  • A renter’s insurance plan, which protects your personal belongings. This plan is vital to renters because it covers the belongings the landlord’s insurance does not cover.
  • Manufactured or Mobile Home insurance, which they have been insuring for 50 years.
  • Specialty Homeowner’s Insurance for homes that are not covered under a regular homeowner’s insurance plan because of their age, condition, value, or for other reasons.
  • An additional flood insurance plan to supplement your basic homeowner’s insurance, which can be vital for a home on land that has previously flooded.
SEE ALSO: The Beginner's Guide To Dwelling Insurance

On The Go

21st Century also offers an application for your iPhone, as well as a mobile website for other devices. Though this application is aimed more towards auto insurance owners, it has some valuable tools for homeowners as well:
  • The option to pay your bill without having to send in a check or be near a computer
  • Tips and utilities to save you money and prevent potential danger
  • The ability to view your insurance plan and its coverage
  • A “contact us” tab to be connected with a representative quickly
Overall, 21st Century Insurance stays true to their name in the home insurance game. Financially and technologically, they are firmly grounded in the 21st century.

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