Securing Your Home With 21st Century Home Insurance


21st Century Home Insurance Provides Peace Of Mind

Though still a relatively new provider, 21st Century home insurance has asserted itself as one of the top insurance providers in the nation. As a member of the Farmers Insurance Group, 21st is built on a stable foundation and a reliable background. Their coverage includes all 50 states, with 50,000 exclusive and independent agents and 24,000 employees to service any of your needs as a homeowner.


21st Century home insurance benefits range, depending on the coverage plan and state you are in. Generally, 21st Century homeowners can expect these benefits:
  • A 10% discount on homeowner’s insurance for members of 21st with auto insurance
  • A full replacement and cost coverage for your home
  • 24/7 customer service to file claims and talk with a representative
  • A variety of payment plans to fit your needs
SEE ALSO: 21st Century Auto Insurance

Service Plans

On top of the general homeowner’s insurance plan, 21st Century also offers different plans for the varying needs of their customers. These plans include:
  • A renter’s insurance plan, which protects your personal belongings. This plan is vital to renters because it covers the belongings the landlord’s insurance does not cover.
  • Manufactured or Mobile Home insurance, which they have been insuring for 50 years.
  • Specialty Homeowner’s Insurance for homes that are not covered under a regular homeowner’s insurance plan because of their age, condition, value, or for other reasons.
  • An additional flood insurance plan to supplement your basic homeowner’s insurance, which can be vital for a home on land that has previously flooded.
SEE ALSO: The Beginner's Guide To Dwelling Insurance

On The Go

21st Century also offers an application for your iPhone, as well as a mobile website for other devices. Though this application is aimed more towards auto insurance owners, it has some valuable tools for homeowners as well:
  • The option to pay your bill without having to send in a check or be near a computer
  • Tips and utilities to save you money and prevent potential danger
  • The ability to view your insurance plan and its coverage
  • A “contact us” tab to be connected with a representative quickly
Overall, 21st Century Insurance stays true to their name in the home insurance game. Financially and technologically, they are firmly grounded in the 21st century.
Date of original publication:
Updated on: November 10, 2015

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