Liberty Mutual Auto Insurance: Community And Security


A Century's Worth Of Experience

Liberty Mutual is ranked A.M. Best Company's "A" rating for insurance providers and is ranked 76th on the Fortune 500 list of largest U.S. corporations in 2013. Financially secure, Liberty Mutual is grounded strongly in tradition, and can guarantee reasonable pricing for its customers. SEE ALSO: Liberty Mutual Motorcycle Insurance: Safety And Savings


Liberty Mutual provides a variety of discounts for its customers. These benefits include, but are not limited to:
  • Good student discounts are available for those under the age of 25 with a "B" average or higher.
  • Multi-policy discounts for those with a home, life, condo, renters, umbrella or annuity policy through Liberty Mutual are also available
Teachers also receive special incentives to join, such as a $0 deductible if the car is vandalized on school grounds, and up to $2,500 if personal property is vandalized. They do this out of respect for the public servants that shape the minds of future generations.

Coverage And Plans

Coverage and plans for Liberty Mutual Auto Insurance reflect plans popular in most auto insurance providers. Coverage options include:
  • Bodily injury liability coverage
  • Property damage liability coverage
  • Medical payments, no-fault or personal injury coverage
  • Comprehensive physical coverage
  • Uninsured motorist coverage
  • Underinsured motorist coverage
  • Comprehensive physical damage coverage
  • Collision coverage
Liberty Mutual also offers a Better Car Replacement program, which allows you to purchase a better car (by one year and 15,000 miles) under this exclusive program. SEE ALSO: Finding Assurance In Liberty Mutual Home Insurance

Community Involvement

Liberty Mutual offers specialized resources for the community, enriching their livelihood and keeping community members safe. Seniors and teens, for example, are provided with resources for best driving practices. Liberty Mutual also provides a Community Service Award to up to three of their employees, annually. In turn, each winner selected is able to donate $10,000 to the charity of their choice. According to Liberty Mutual, during the 2011 gift-giving campaign, their employees donated $9.6 million to local charities. Including the corporate match, the total amount raised increased from $12.9 million to $14.4 million (12 percent) in a single year. These donations helped a variety of communities and organizations across the country. In this way, Liberty Mutual is a very personable and giving company, a surprising characteristic given its place on the Fortune 500 list.
Date of original publication:
Updated on: September 04, 2016

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