Finding Assurance In Liberty Mutual Home Insurance


An "A" Student

With over a century’s worth of experience in the insurance industry, Liberty Mutual has the science of insurance down pat. It is no surprise, then, that Liberty earned A.M. Best Company’s “A” rating for insurance providers and is ranked 84th on the Fortune 500 list of largest U.S. corporations in 2011. The company is founded upon a well-financed base and can offer great coverage for homeowners.

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Liberty Mutual provides extensive coverage to their customers. This includes the basic coverage provided by other insurance companies (liability coverage, personal belongings, and other disasters) and these additional areas:
  • Coverage against falling objects
  • Protection against inflation
  • Coverage against vandalism
  • Extra coverage for valuables

Home Protector Plus™

If the basic coverage does not fulfill enough of your needs, Liberty Mutual also offers the Home Protector Plus™ package. This package covers repairs to your home as well as your belongings in the event of disaster. This package includes:
  • Expanded coverage for unforeseen repair costs to your home
  • Personal property replacement that covers the full cost of your belongings, not just its depreciated value
  • Paying for additional living expenses during a disaster
  • Loss forgiveness so the price of your insurance won’t go up for a loss in your home

24-Hour Emergency Repairs

Another unique aspect of Liberty Mutual home insurance is its 24-hour emergency repair service. In the event of a disaster, an emergency repairman can be on the scene quickly, whether it is one in the afternoon or three in the morning. This service prevents further damage to your home and can save you a lot of money.

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Liberty Mutual also offers a variety of unique discounts in addition to the usual discounts insurance companies offer, such as:
  • Group savings for organizations affiliated with Liberty Mutual
  • A discount for insuring the complete cost of your home
  • Savings for maintaining a loss-free record for three years
With a quick response time and extensive coverage, Liberty Mutual is a great company for insuring your home. Visit Liberty Mutual's website for more information, or shop and compare home insurance pricing by clicking here.
Date of original publication:
Updated on: November 10, 2015

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