Liberty Mutual Motorcycle Insurance: Safety And Savings


Assure Your Safety With Liberty Mutual Motorcycle Insurance

For over a century, Liberty Mutual has been providing insurance products to keep Americans safe. The company, which uses the Customer Choice Model (customers can choose how to do business with Liberty Mutual), now offers motorcycle insurance. At the same time, Liberty Mutual still provides the same excellent service to its customers, making it a reliable and solid choice for your motorcycle insurer.


With Liberty Mutual, you have access to a variety of discounts you might not get with other insurance companies. These discounts include:
  • Multi-policy discount: More policies with Liberty Mutual means more savings.
  • Exclusive group savings: If you are a member or employee of one of 14,000 organizations or companies listed on Liberty Mutual’s website, you can get a discount.
  • Preferred payment methods discount: Automatic payments can shave a few bucks off as well.
  • Safety course discount: If you attend a Liberty Mutual approved safety course, it could save you money.
  • New member discount: New members can save big.
  • Experienced rider discount: Had a motorcycle license for more than three years? You can get a discount for that.
  • Vehicle safety features discount: If you have anti-theft devices or other safety features on your bike, it could save you (in more than one way).
  • Life event discount: If you just graduated, got married, or retired, you might qualify for additional savings.
  • Multi-bike discount: If you have multiple motorcycles listed on the same policy, it could save you money.

Coverage Options

With Liberty Mutual, you have access to a variety of coverage options. You can pick and choose how much coverage you will need so you are not stuck paying too much for coverage you don’t want. Coverage options include:
  • Better bike replacement: With this total loss coverage, you can get a replacement motorcycle that is one model year newer and with 2,500 fewer miles on it than your current bike.
  • Accessory coverage: This covers your enhancements that are permanently installed on your bike.
  • New motorcycle replacement coverage: If your brand new bike is lost or stolen in the first year you buy it, then you receive another brand new bike.
  • 24 hour roadside assistance: Did your motorcycle break down? With Liberty Mutual’s roadside assistance, you won’t be left stranded, no matter what time of the day or night it is.
  • Accident forgiveness: If your driving record is accident and violation free for five years, Liberty Mutual will forgive an accident and not raise your premiums. If you qualify, you receive this benefit for no additional costs.
Liberty Mutual’s variety of policy options and discounts makes it a big competitor in the motorcycle insurance sector. How do you know if Liberty Mutual is right for you? Simply click here to compare Liberty Mutual to other motorcycle insurers available to you.
Date of original publication:
Updated on: November 10, 2015

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