State Farm Home Insurance: A Good Neighbor For Homeowners


State Farm Home Insurance Is There

Everyone knows the signature jingle: “Like a good neighbor, State Farm is there.” Unlike many insurance providers and big corporations of today, State Farm actually lives up to this claim. State Farm, a leading insurance provider in the US and Canada, is ranked 34th in the Fortune 500 list of largest companies and offers 100 products and services in five different lines of business. This power player in the insurance world had humble beginnings. The company was founded by George Jacob Mecherle, a retired farmer and insurance salesman. With the simple goal of running an honest insurance agency, Mecherle began his business, which soon expanded from simply an auto insurance provider to a health, life, business, and home insurance company. SEE ALSO: Stay Safe With State Farm Auto Insurance

What It Covers

Like many insurance providers, State Farm covers your home from:
  • Fire and lightening damage
  • Windstorm and hail damage
  • The freezing of a plumbing system
  • Burglary


State Farm offers plenty of discounts for homeowners. Thee discounts are for:
  • Homeowners that have a claim-free past
  • Bundling multiple State Farm products
  • Owning a home security system
  • Acquiring certain roofing materials
  • Participating in certain utilities ratings plans
  • Having fire sprinklers in your home

Hurricane Loss

One of the unique programs State Farm offers is a hurricane loss prevention discount program for Florida and Louisiana residents. Through this program, State Farm members fill out a few forms (which vary depending on state of residence) to see if they qualify for a discount for living in one of these two hurricane-prone states. After a brief inspection of the property, an agent assesses the potential damage. Depending on this number, a resident could save big on their insurance. SEE ALSO: Protect Your Family With State Farm Life Insurance

Premier Service Program

On top of all the discounts State Farm offers, they also offer a unique service program for homeowners. The Premier Service Program gets members in touch with reputable local contractors, who will do a great job for a low price. State Farm homeowners do not need to be suck flipping through the yellow pages and getting quotes for a repair. By simply picking up the phone and calling State Farm’s 24 hour hotline, they can be put in touch with a reputable contractor. Many companies cannot live up to the mission they set out to achieve. State Farm achieves their goals by being an honest insurance provider with a good foundation.

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