Protect Your Family With State Farm Life Insurance


State Farm Life Insurance Helps You Plan For The Worst

The best way to buy life insurance is to go with a brand or agent that you trust. State Farm, a company founded on the principles that insurers should act “like a good neighbor,” is, unsurprisingly, one of the biggest contenders in this market for its personalized service and easy access to agents. Part of the reason for State Farm’s success is its status as a mutual company owned by its policy holders. Therefore, if you get a State Farm life insurance plan, you also own part of the company. Of course, State Farm’s friendliness can only go so far in the insurance business. Luckily, State Farm also has benefits and plans that will fit your needs.

The Flexible Care Benefit Rider

State Farm has many plans and services to make purchasing life insurance easy. One of the most convenient benefits is the Flexible Care Benefit Rider, an addition to your current life insurance plan that makes you eligible for benefits while you’re alive in case of a chronic illness. This rider can help you pay for medical bills, in-home care, home maintenance, and even your mortgage payments, depending on the amount you decide to use. Once you do pass on, your beneficiaries receive the amount you did not withdraw in the form of a death benefit.


State Farm’s plans can cover you, no matter what services you might need. Plans include, but are not limited to:
  • Family Life Insurance: Make your life insurance plan simple by insuring all of your immediate family on one policy and for one rate.
  • Term Life Insurance: Choose from several different options, including a five year coverage plan and a mortgage life insurance policy (which protects your family from losing your home in the event of your death).
  • Whole Life Insurance: This insurance allows you to put away money towards a policy that will grow in value as long as you live. Plans include a limited pay option (only pay for 10-20 years), a single premium option, and a final expense option.
  • Universal Life Insurance: More flexible than other insurance plans, State Farm’s universal life plans allow you to deduct money as you need it.
With so many options to choose from, State Farm is a great option for those wanting friendly customer service and support. However, before you enter into such a binding commitment, it is best to compare prices. Click here to compare the insurance options available to you.
Date of original publication:
Updated on: November 10, 2015

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